How a airline credit card works is for every dollar you spend your credit card company gives you a mile towards your next plane ticket. They coincide with each other based on how far you plan on going. Most airlines have a credit card where you can earn air miles. The Delta Platinum SkyMile Credit Card has become one of the most popular cards out there due to the size of the company.
Many people will rack up the miles over a couple years and use them to go on a big vacation. Some airlines though have started to not tell you what their black out dates are and instead will tell you that the flight is full. The airlines would rather charge full price for a seat on a plane leaving on a Saturday instead of you taking that seat for free. What they would rather do is have you leave really early on a Tuesday or Thursday which are historically light travel days. They know that they are going to have seats available so you are forced to use these times. If you are in it for the free ticket then you should understand that you need to be flexible.
Should you apply for an air mile credit card or go through a bank? It really depends on what kind of traveler you are. If you can be flexible then go with the airline. The only downside is that one particular airline might only go to certain locations. Lets say you wanted to go to Brazil and your airline does not go there. Then you are stuck with unused miles. Unfortunately, many people find this out the hard way. They call up their credit card customer service and are told it while they have started planning the trip out.
The best bet would be to apply with a bank. You can use the rewards on any airline with no blackout dates. This way you are not limited to one airline. No late night flights on a Monday because the airline said it was the only flight. The banks will want to keep your business and will be able to provide better customer service also. One of the best bank cards is the Citibank Premier Pass airline credit card. When applying for your next airline mile credit card take a closer look into going with a well known financial institution. This way you can plan where and when you want to go instead of being told when you are going to go.
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