Many times when a person is involved in an accident emotions can run very high and it’s easy to forget to follow the proper procedures. If you drive car on a regular basis the odds are pretty good that at some point you’ll be involved in an accident. When the time comes, following a few simple steps can help to keep the accident scene as safe as possible, and will help to ensure that the at fault party assumes responsibility. Take a few minutes to write down the following steps and keep the information in your glove compartment.
* The first thing to do if you’re involved in an accident is to stop your vehicle and pull off the road if possible.
* Check to see if anyone is hurt. If so call 911.
* Call the police and report the accident. Beware of anyone who doesn’t want the police involved. Call the police!
* If the vehicles can’t be driven put out flares or cones to redirect traffic around the accident.
* Once the accident scene is safe exchange information including , name, address, and phone numbers of all drivers and witnesses. Driver’s license numbers and license plate numbers. Insurance company info. Year, make, and model of vehicles involved.
* Make some notes about the accident including exact time and location, weather and road conditions.
* Ask witnesses to write a short statement of what they saw.
* Only discuss the accident with the police. Don’t give your opinion of what happened without the police present.
* When the police arrive give them your full cooperation. Get the officer’s badge number and ask for a copy of the accident report.
* Call your insurance company and report the accident as soon as possible.
You can make a bad situation a little easier to deal with by knowing what to do before an accident happens. Take the time to be prepared. Reviewing your auto insurance policy to make sure you have the right coverage is always a good idea.
To learn more about saving on your car insurance visit auto insurance comparisons or to learn how to save on your health insurance go to health insurance comparisons
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